Complete Guide to Buying a House in DHA Lahore

1. Step 1: Technical & Structural Inspection

Before negotiating price, conduct a thorough building audit. Check the basement for dampness, inspect foundation waterproofing, verify roof slopes, and review the structural drawings.

Request original grey structure photographs and ask for the DHA approved building plan to ensure no illegal extensions or zoning violations exist.

2. Step 2: Verification of Title & DHA NDC Application

Never hand over significant earnest money without verifying the original allotment/transfer letter at the DHA Lahore Main Office. The seller must apply for a Non-Encumbrance Certificate (NDC), which confirms that all society dues, water charges, and development charges are settled.

3. Step 3: FBR Tax Compliance & Government Levies

Both buyer and seller must fulfill their tax obligations. Active tax filers pay 3% Advance Tax under Section 236K, whereas non-filers face punitive rates of 6% to 10%.

Additionally, provincial Stamp Duty and Cantonment Board dues must be deposited via official bank challans prior to the transfer appointment.

4. Step 4: The Transfer Appointment & Utility Handover

The final transfer takes place in person at the DHA Transfer Branch before a designated Transfer Officer. Both buyer and seller provide biometric thumbprints and photographic verification.

After the transfer letter is issued, ensure smooth transfer of Sui Gas, LESCO electricity meters, and telephone lines into the new owner’s name.